Get MoneyFit
A balance transfer could help get your finances in shape. You could transfer balances from other credit cards, save on the interest you pay and tidy everything up into one neat monthly payment.
Overview
Representative example
Purchase rate is With a representative Assumed Credit limit:
21.95%p.a. variable 21.9% APR variable £1,200
Benefits
- 0% interest on balance transfers for up to 29 months. We may offer you a 0% interest period of 25 or 21 months depending on your individual circumstances.
- A Balance Transfer fee of 3% or 4% applies to transfers made at application, depending on your individual circumstances (£3 minimum). The charge will depend on your current offer thereafter.
- Transfer money to your current account at the standard cash interest rate. A fee of 4% (minimum £4) at application. The charge will depend on your current offer thereafter.
- 0% interest on purchases for your first 3 months
- No annual fee
- You can pay with Google Pay™Google Pay
- Your interest rate, promotional period and credit limit will vary depending on your individual circumstances.
Rewards
Up to 7,500 bonus Nectar points in your first two months
Collect 750 bonus points each time you spend £35 or more on Sainsbury’s shopping with your credit card, up to ten times in your first 2 months, that’s 7,500 points. ††
Extra rewards with every basket
Collect up to 3 points per £1 spent on Sainsbury’s shopping, Argos or Tu Clothing when you use your credit card and swipe your Nectar card. And you’ll collect 1 Nectar point for every £5 you spend elsewhere. †
To keep your promotional rate you must pay at least the minimum payment by the due date and stay within your credit limit.
Personal Pricing
Your personal APR
We treat all our customers and their applications on an individual basis. The interest rate, promotional period and credit card we offer are determined by the details you supply, along with an independent verification of credit and repayment history.
Your personal APR will be either 21.9% APR (variable), 23.9% APR (variable), or 29.9% APR (variable). At least 51% of customers are offered our best and representative rate of 21.9% APR (variable). We'll let you know your interest rate as soon as we've assessed your application.
0% Interest on balance transfers for up to 29 months. We may offer you a 0% interest period of 25 or 21 months depending on your individual circumstances.
As a responsible lender, under our current policy we are unable to approve more than 1 credit card for each customer. If you have any questions around this policy please contact us on 0800 032 1365.
Important Information
Applying for your Sainsbury's Bank Credit Card will only take a few minutes. Before you start please read our summary box and privacy statement.
Please ensure this product suits your needs and you have considered that it is the right product for you.
If your circumstances are likely to change
We want to make sure that you can afford to repay the credit card you are applying for. If you are aware of any likely change to your circumstances that could increase your expenditure or reduce your income please give us a call on 0800 030 4429 to apply. Things to consider could be a reduction in your working hours, retirement, maternity / paternity leave or any increase in your living costs such as rent or mortgage payments. Lines are open 8am-8pm Mon-Fri and 8am-6pm Sat-Sun. Telephone calls are free from a landline only and may be recorded for security purposes and monitored under our quality control procedures.
Customers in vulnerable situations
At times life can be challenging. Additional support is available for any customer who is in a vulnerable situation. For instance you may need extra assistance if your physical or mental health is impaired by a serious illness (such as cancer or depression or anxiety) or a challenging disability (which may affect your memory or your sight).
If you require your correspondence in another format eg. Braille / Audio, just contact us after you’ve completed your application and we can do this for you.
If anything could affect your ability to understand the application you are making today, please call us on 0800 030 44 18. We’ll be able to discuss your needs and offer suitable support. Lines are open 8am-8pm Mon-Fri and 8am-6pm Sat-Sun. Telephone calls may be recorded for security purposes and monitored under our quality control procedures. Calls are free from a landline and from a mobile when calling from the UK.
Important information
Sainsbury’s Bank Credit Cards are available to new Sainsbury’s Bank Credit Card customers only. We treat all our customers and their applications for a Sainsbury's Bank Credit Card on an individual basis. The interest rate, credit limit and promotional period we offer are determined by the details you supply, along with an independent verification of credit and repayment history.
Credit available subject to status to UK residents aged 18 or over from Sainsbury's Bank Credit Cards, PO Box 10592, Wigston, LE18 9GZ.
Google Pay is a trademark of Google LLC.
†Up to 3 Nectar points per £ conditions:
You can collect points by paying with your credit card.
We’ll award 2 points for each full £1 spent at Sainsbury’s, Argos and Tu Clothing in the UK.
We’ll award 1 point for each full £5 spent everywhere else. This includes Argos eBay stores, Argos Clearance stores, Argos For Business, Argos Spares, Argos Financial Services, Sainsbury’s Bank, Sainsbury’s Energy and any other Sainsbury’s services.
We don’t award points on Travel Money purchases.
On each statement, we calculate the points due on each transaction separately, then total them up and add them to your Nectar account within 60 days.
You can collect additional points from Nectar partners, including up to 1 point per £1 in Sainsbury’s, Argos and Tu Clothing, by scanning your Nectar app or using your Nectar card at the time of the transaction. You can find details of their collection rates at nectar.com
No cash alternative is available.
We reserve the right to change or cancel this offer without notice.
††Purchase bonus Nectar points conditions:
Offer is available to new Sainsbury's Bank credit card customers
Remember to add your Nectar card number to your application
To get your points you'll need to stay within your credit limit and make the minimum payment on your account by the due date
Spend with Argos, Habitat, Sainsbury’s Energy, Sainsbury’s Bank (including travel money) Sainsbury's Petrol Stations (including non-fuel purchases) and any refunded transactions are excluded
Your account will be opened within 2 working days of us receiving your signed agreement and we will allow 10 days for you to receive your card before the 2 months begins
Your points will appear in your Nectar account 60 days after the end of your 2 month period
Sainsbury’s Supermarkets Ltd award the points from this offer
Sainsbury's Bank reserves the right to alter or stop this offer without notice
Comments
Post a Comment